$415,000

Description

An assumable 2.875% mortgage — and you do not have to be a veteran. Take over the sellers' existing VA loan: 2.875% fixed, $1,945.85 principal and interest, about 26 years remaining. Payment with Bastrop County property tax is $2,761/month. The same house on a new loan at today's rates runs about $3,323. No appraisal required. Cash to close is about $10,976 — or roughly $8,939 for a buyer receiving VA disability compensation, whose 0.5% assumption fee is waived. Sellers are willing to contribute toward the buyer's closing costs. The servicer is Pentagon Federal Credit Union; the process runs a maximum of 45 days.Built in 2022 1984 flr plan Perry Homes single-story in The Colony. Three bedrooms, two baths, home office with French doors, open kitchen with large island, gas cooktop, built-in wall oven with built-in microwave above, and a walk-in pantry.Solar array(10.66kWp) with battery backup (13.6kWh), owned outright and paid in full. No lease, no loan, no lien. Both prior UCC fixture filings have been terminated of record; documentation provided. Adding this package to a new build in 2026 runs around $65,000, and the 30% federal solar credit ended for installations completed after 12/31/2025. Warranties are transferable: Perry Home structural 10yr warranty (2022), solar panels 25yr warranty (2022), solar battery 25yr warranty (2023).Also included: 7-stage salt-free whole-home water filtration, screened back patio with solar screens, insulated garage with two overhead storage racks, heat-rejecting window tint and solar blinds, landscaped fenced backyard with sprinklers front and rear.

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